[prev in list] [next in list] [prev in thread] [next in thread]
List: opensolaris-appliances-discuss
Subject: [appliances-discuss] Liba Cohn,
From: "william romsay" <williamromsay () gmail ! com>
Date: 2008-01-17 7:47:10
Message-ID: 9e338f8f0801162347n67dcef59v237449d89d97b3b0 () mail ! gmail ! com
[Download RAW message or body]
[Attachment #2 (multipart/alternative)]
Liba Cohn, Is Purchasing Travel Insurance Smart?
Liba Cohn
Liba Lyustiger
Lillian Sarah Lyustiger
lillian sarah cohn
sara lyustiger
natalija lyustiger
cohn lyustiger
sarah lyustiger
To answer the question "is purchasing travel insurance smart?" let's look at
what insurance is.
When you purchase insurance - health insurance, homeowner's insurance, car
insurance, life insurance, or travel insurance - you're not making an
investment. It's not the same as going to the bank and depositing money and
expecting to reap financial rewards at some point. No, any insurance
including travel insurance is about sharing risk in case of unforeseen
catastrophic events.
For thousands of years, risks have been shared during times of tragedy. The
first formal insurance company, Lloyd's, was formed in 1769, and their
insurance concept remains today - to gather the premiums of clients as a
pool of resources to return to clients who experience covered events.
Is purchasing travel insurance smart for you, then? Do you need a pool of
resources from others' premiums to help you out in the event of a travel
emergency? Or can you take care of any unforeseen circumstance on your own?
It's not just about money, either.
To decide if purchasing travel insurance is smart for you, let's take a look
at just a few of the things that could happen while you're traveling.
It's your first time in Europe and neither you nor your spouse speak any
foreign language and your wallet is stolen. Your credit cards, your airline
tickets, your passport and your money are all gone. What do you do now?
Money may not be the primary problem here as you can always call your bank
and have a wire transfer completed. Or can you? Do you know the
international rules and capabilities for this? Where are the banks and do
the tellers speak English? What about replacing your airline tickets? What
about money to get to the airport and check out of your hotel? Your
passports are the primary issue probably. They took a very long time to get.
Now you can't get out of the country without them. Where do you go to
replace them? If you had known this was going to happen, how would you have
answered the question, "is purchasing travel insurance smart?"
Your child is involved in an accident and must have medical assistance but
you find out your insurance does not cover you outside of the United States,
and medical care is not adequate where you are anyway. How do you get your
child back to the United States for medical care? If you had known this was
going to happen, how would you have answered the question, "is purchasing
travel insurance smart?"
So, to answer the question, "is purchasing travel insurance smart?" consider
what could happen while you're abroad and determine if you might be grateful
for outside assistance.
Steve Cogger is an avid traveler offering a wealth of travel information.
For more information on travel insurance visit the 1 Happy
Traveller<http://www.1-happy-traveller.com/>website.
[Attachment #5 (text/html)]
Liba Cohn, Is Purchasing Travel Insurance Smart?<br><br>Liba Cohn \
<br>Liba Lyustiger <br>Lillian Sarah Lyustiger <br>lillian sarah cohn <br>sara \
lyustiger <br>natalija lyustiger <br>cohn lyustiger <br>sarah lyustiger <br> \
<br><br><p>To answer the question "is purchasing travel insurance smart?" \
let's look at what insurance is.</p><p>When you purchase insurance - health \
insurance, homeowner's insurance, car insurance, life insurance, or travel \
insurance - you're not making an investment. It's not the same as going to \
the bank and depositing money and expecting to reap financial rewards at some point. \
No, any insurance including travel insurance is about sharing risk in case of
unforeseen catastrophic events.</p><p>For thousands of years, risks
have been shared during times of tragedy. The first formal insurance
company, Lloyd's, was formed in 1769, and their insurance concept
remains today - to gather the premiums of clients as a pool of
resources to return to clients who experience covered events.</p><p>Is
purchasing travel insurance smart for you, then? Do you need a pool of
resources from others' premiums to help you out in the event of a
travel emergency? Or can you take care of any unforeseen circumstance
on your own? It's not just about money, either.</p><p>To decide if
purchasing travel insurance is smart for you, let's take a look at just
a few of the things that could happen while you're traveling.</p><p>It's
your first time in Europe and neither you nor your spouse speak any
foreign language and your wallet is stolen. Your credit cards, your
airline tickets, your passport and your money are all gone. What do you
do now? Money may not be the primary problem here as you can always
call your bank and have a wire transfer completed. Or can you? Do you
know the international rules and capabilities for this? Where are the
banks and do the tellers speak English? What about replacing your
airline tickets? What about money to get to the airport and check out
of your hotel? Your passports are the primary issue probably. They took
a very long time to get. Now you can't get out of the country without
them. Where do you go to replace them? If you had known this was going
to happen, how would you have answered the question, "is purchasing
travel insurance smart?"</p><p>Your child is involved in an accident
and must have medical assistance but you find out your insurance does
not cover you outside of the United States, and medical care is not
adequate where you are anyway. How do you get your child back to the
United States for medical care? If you had known this was going to
happen, how would you have answered the question, "is purchasing travel
insurance smart?"</p><p>So, to answer the question, "is purchasing
travel insurance smart?" consider what could happen while you're abroad
and determine if you might be grateful for outside assistance.</p><p>Steve Cogger is \
an avid traveler offering a wealth of travel information. For more information on \
travel insurance visit the <a target="_new" href="http://www.1-happy-traveller.com/"> \
1 Happy Traveller</a> website.</p><br>
_______________________________________________
appliances-discuss mailing list
appliances-discuss@opensolaris.org
http://mail.opensolaris.org/mailman/listinfo/appliances-discuss
[prev in list] [next in list] [prev in thread] [next in thread]
Configure |
About |
News |
Add a list |
Sponsored by KoreLogic