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List:       lids-user
Subject:    [lids-user] hyper editorial
From:       "Marian" <phlic () bwcly ! com>
Date:       2007-02-13 7:13:05
Message-ID: 001001c74f3e$d50c53b0$1ba22a8e () jzwbs
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83 million units from a downwardly revised level of 5.
A sale is listed as pending when the contract has been signed but the =
transaction has not closed, and the sale is usually finalized within one =
or two months of signing. Among the state's smaller MSAs, Tallahassee =
reported a 21 percent increase in home sales last month, with a total of =
357 homes sold compared to 296 homes changing hands last year.
Lower price appreciation will keep the door open to first-time buyers =
while preserving the investment advantages of homeownership for sellers. =
9 percent above a year ago. It is claimed that "CSIs are more =
representative than the NAR or the OFHEO indexes". Illinois June home =
sales up 7.
"The national median existing-home price for all housing types, =
projected to jump 12.
"If the national economy recovers at a faster pacethan expected, =
long-term rates will likely increase more quicklythan we've anticipated.
Press reports attribute the surprising fall to factors such as increase =
in mortgage rates, increases in inventory and lack of affordability.
The article claims that most have not locked in their gains in home =
prices and that is why the recent housing boom has not made many people =
rich.
The problem arises when eager buyers rely on the details in the =
advertisement and make a purchase without even having seen the property.
Pulte continues to evaluatedifferent strategic alternatives with regard =
to its International operations as part of a broader initiative todrive =
enhanced financial results. 1 percent from last year's record to 1. "And =
builder expectations for home sales through the remainder of the year =
are high throughout the country.
"Mortgage rates hit lower-than-anticipated levels in June, averaging a =
remarkable 5.
"There is a significant need for new production of affordable housing =
units. A sale is listed as pending when the contract has been signed but =
the transaction has not closed, and the sale is usually finalized within =
one or two months of signing.
For the first half of this year, the average pace of new-home sales was =
running 11 percent ahead of the strong pace set in the same period last =
year.
3 percent in the West.
9 percent from a record 5. 48 percent in May, down from 5. As job loss =
persists and markets flatten out, we'll see more defaults later this =
year.
, said the timing of low interest rates coincides with strong housing =
demand by young households as well as immigrants and minorities. Housing =
discrimination injures us all".
That means twice as many homes for young families, seniors, and even our =
teachers and nurses. 6 percent from April to a total of 2. "From =
speaking with residents here, we know that taking the first steps toward =
homeownership is not always easy," said Jim Yacenda, Vice President at =
the FHLBSF.
The professors dismiss talk of a housing bubble questioning the =
assumption that
A sharp decline in the savings rate.
5 percent over January last year which NAR believes are the result of =
long-term effects of tight supply.
The report, by Dean Baker and David Rosnick, found three housing =
patterns that are tell-tale signs of a housing bubble:A sharp divergence =
between house sale prices and rents.
The methodology evaluates housing as a long-term investment, similar to =
stocks and bonds. In a related action, the Board of Governors =
unanimously approved a 25-basis point increase in the discount rate to 5 =
percent.
Four percent of all homes purchased were second homes, compared with 5. =
5 percent in February but were 3. "What this tells is us that most =
people use a wide variety of sources in searching for a home, but the =
single most important resource is a real estate professional," Whatley =
said. The index in the Northeast fell 6.
In addition, buyers generally have shown a greater interest in =
investment properties over the last few years.
[Attachment #7 (text/html)]

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD>
<META http-equiv=Content-Type content="text/html; charset=windows-1252">
<META content="MSHTML 6.00.2900.2180" name=GENERATOR>
<STYLE></STYLE>
</HEAD>
<BODY bgColor=#ffffff>
<DIV><FONT face=Arial size=2><IMG alt="bouncy" hspace=0 
src="cid:000b01c74f3e$d4fac780$1ba22a8e@jzwbs" align=baseline 
border=0></FONT></DIV>
<DIV><FONT face=Arial size=2>83 million units from a downwardly revised level of 
5.</FONT></DIV>
<DIV><FONT face=Arial size=2>A sale is listed as pending when the contract has 
been signed but the transaction has not closed, and the sale is usually finalized 
within one or two months of signing. Among the state's smaller MSAs, Tallahassee 
reported a 21 percent increase in home sales last month, with a total of 357 homes 
sold compared to 296 homes changing hands last year.</FONT></DIV>
<DIV><FONT face=Arial size=2>Lower price appreciation will keep the door open to 
first-time buyers while preserving the investment advantages of homeownership for 
sellers. 9 percent above a year ago. It is claimed that "CSIs are more 
representative than the NAR or the OFHEO indexes". Illinois June home sales up 
7.</FONT></DIV>
<DIV><FONT face=Arial size=2>"The national median existing-home price for all 
housing types, projected to jump 12.</FONT></DIV>
<DIV><FONT face=Arial size=2>"If the national economy recovers at a faster 
pacethan expected, long-term rates will likely increase more quicklythan we've 
anticipated.</FONT></DIV>
<DIV><FONT face=Arial size=2>Press reports attribute the surprising fall to 
factors such as increase in mortgage rates, increases in inventory and lack of 
affordability.</FONT></DIV>
<DIV><FONT face=Arial size=2>The article claims that most have not locked in 
their gains in home prices and that is why the recent housing boom has not made many 
people rich.</FONT></DIV>
<DIV><FONT face=Arial size=2>The problem arises when eager buyers rely on the 
details in the advertisement and make a purchase without even having seen the 
property.</FONT></DIV>
<DIV><FONT face=Arial size=2>Pulte continues to evaluatedifferent strategic 
alternatives with regard to its International operations as part of a broader 
initiative todrive enhanced financial results. 1 percent from last year's record to 
1. "And builder expectations for home sales through the remainder of the year are 
high throughout the country.</FONT></DIV>
<DIV><FONT face=Arial size=2>"Mortgage rates hit lower-than-anticipated levels 
in June, averaging a remarkable 5.</FONT></DIV>
<DIV><FONT face=Arial size=2>"There is a significant need for new production of 
affordable housing units. A sale is listed as pending when the contract has been 
signed but the transaction has not closed, and the sale is usually finalized within 
one or two months of signing.</FONT></DIV>
<DIV><FONT face=Arial size=2>For the first half of this year, the average pace 
of new-home sales was running 11 percent ahead of the strong pace set in the same 
period last year.</FONT></DIV>
<DIV><FONT face=Arial size=2>3 percent in the West.</FONT></DIV>
<DIV><FONT face=Arial size=2>9 percent from a record 5. 48 percent in May, down 
from 5. As job loss persists and markets flatten out, we'll see more defaults later 
this year.</FONT></DIV>
<DIV><FONT face=Arial size=2>, said the timing of low interest rates coincides 
with strong housing demand by young households as well as immigrants and minorities. 
Housing discrimination injures us all".</FONT></DIV>
<DIV><FONT face=Arial size=2>That means twice as many homes for young families, 
seniors, and even our teachers and nurses. 6 percent from April to a total of 2. 
"From speaking with residents here, we know that taking the first steps toward 
homeownership is not always easy," said Jim Yacenda, Vice President at the 
FHLBSF.</FONT></DIV>
<DIV><FONT face=Arial size=2>The professors dismiss talk of a housing bubble 
questioning the assumption that</FONT></DIV>
<DIV><FONT face=Arial size=2>A sharp decline in the savings rate.</FONT></DIV>
<DIV><FONT face=Arial size=2>5 percent over January last year which NAR believes 
are the result of long-term effects of tight supply.</FONT></DIV>
<DIV><FONT face=Arial size=2>The report, by Dean Baker and David Rosnick, found 
three housing patterns that are tell-tale signs of a housing bubble:A sharp 
divergence between house sale prices and rents.</FONT></DIV>
<DIV><FONT face=Arial size=2>The methodology evaluates housing as a long-term 
investment, similar to stocks and bonds. In a related action, the Board of Governors 
unanimously approved a 25-basis point increase in the discount rate to 5 
percent.</FONT></DIV>
<DIV><FONT face=Arial size=2>Four percent of all homes purchased were second 
homes, compared with 5. 5 percent in February but were 3. "What this tells is us 
that most people use a wide variety of sources in searching for a home, but the 
single most important resource is a real estate professional," Whatley said. The 
index in the Northeast fell 6.</FONT></DIV>
<DIV><FONT face=Arial size=2>In addition, buyers generally have shown a greater 
interest in investment properties over the last few years.</FONT></DIV></BODY></HTML>

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